Upload your health, auto, life, or property insurance policy and get a clear explanation of what's covered, what's excluded, and what you're actually paying for.
Analyze Your Insurance PolicyNo more guessing what's covered and what's not.
Clear breakdown of maximum payouts per incident, annual limits, per-person vs per-family caps, and sub-limits on specific coverage types.
Discover exactly what your policy doesn't cover — pre-existing conditions, specific perils, waiting periods, and geographic limitations.
Understand your out-of-pocket costs: deductible amounts, co-payment percentages, co-insurance splits, and out-of-pocket maximums.
Step-by-step explanation of how to file a claim, required documentation, deadlines, and the appeals process if a claim is denied.
Know your renewal terms, premium changes, cancellation rights, refund policies, and notice period requirements.
"Am I covered for floods?" "What's my deductible for surgery?" Ask up to 10 questions about your specific policy.
Individual and family health plans, HMO and PPO policies. Understand network restrictions, prior authorization requirements, and prescription coverage.
Liability, collision, comprehensive, and umbrella auto coverage. Clarify coverage tiers, rental car provisions, and uninsured motorist protection.
Term life, whole life, and universal life policies. Understand death benefit payouts, beneficiary terms, cash value accumulation, and surrender charges.
Property and casualty coverage for your home. Know what perils are covered, personal property limits, liability coverage, and additional living expenses.
Coverage for tenants' personal property and liability. Understand replacement cost vs actual cash value, scheduled items, and loss of use coverage.
General liability, professional liability (E&O), and commercial property policies. Understand aggregate limits, occurrence-based vs claims-made triggers.
BriefMyDoc automatically highlights concerning terms like these:
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